Our thorough analysis of each client’s resources, circumstances, needs and goals is the basis for the development of the customized wealth plans we create. We prepare personalized plans designed to address our clients’ individual goals and concerns such as building and protecting financial independence, legacy planning, and proactive tax-reduction strategies.

Managing financial risk is the core of contingency planning. To help ensure that our clients are well-prepared for the unexpected – such as accidents, illness or disability – we evaluate existing risk management strategies and, as needed, suggest life, disability and long-term care insurance.

At Summit Wealth Advisors, we understand that retirement planning is a once-in-a-lifetime decision. We work with our clients to help anticipate and plan for many scenarios they may not have considered. We focus on tax-efficient retirement-income planning and asset-preservation strategies.

Our process of portfolio management is one of our strengths. We use proven principles of tactical asset allocation to design customized portfolios that combine stocks, bonds, mutual funds, exchange-traded funds and alternative investments. This blend of assets is customized to the individual client’s goals, risk tolerance, time frame and investment objectives. We provide sophisticated investment guidance and well-informed, thoroughly researched recommendations. We continually monitor and adjust the components of each portfolio so asset allocations remain consistent with the stated objectives.

We work to coordinate the efforts of your accountant and your attorney by assisting in designing tax-efficient management and distribution strategies. Understanding your complete financial pictures, we work to educate them on how to best utilize their existing advisors to minimize tax burdens and provide for heirs. Should you need additional expertise in a specialized area, we can draw on our extensive network of financial professionals.

One of the best advantages you can provide for your children and grandchildren is the gift of higher education. At Summit Wealth Advisors, we plan with our clients to utilize the best available tools and strategies to most effectively fund an education for the next generation.